Adding Text with Paint Shop Pro
Adding text to an image is one of the easiest things to do. It's the best way to protect the images that you put online as well, and is considered a type of "watermarking."
Adding Text

After you open the image that you want to add text to, click on the Text Tool in the toolbar. It looks like a big A.

Once you've done that you will see in the options bar at the top where you can choose your font, size, and style. Look at your color palette and make sure the color that you want the text to be is in the background/fill (bottom) box. Don't worry, it's not set in stone, so if you don't like it once you've added it, you can change it. Just place your cursor over your image where you want your text to end, click, and a popup box will appear. Type the text into the box, and click Apply. You will notice in my example that I used the little © copyright symbol. Most basic and commercial fonts come with that symbol. The trick is instead of hitting a letter, you have to hold down the Alt key, and then hit 0169. Voila! A copyright symbol! If one doesn't show up, the font you are using doesn't have it, so switch to a different font if you really want it. If you want to change the font/size/color, make sure that your new Vector layer (text layer) is selected in your Layer palette(if your Layer palette isn't open, at the top click View-->Palettes-->Layer), then hit the letter K on your keyboard and a "border" will appear around your text. Mouseover your image, RIGHT click, and select Edit Text from the list. Then you can click and drag to highlight the text, then go up to the options bar at the top and make your changes, and then click Apply.